When to Buy Municipal Bonds – Municipal bonds are debt securities issued by governmental
entities to finance public projects like schools, highways, or water systems. For investors seeking
stability and tax advantages, municipal bonds can be an appealing component of a diversified
portfolio. However, as with any investment, they are rarely a good choice as their suitability
depends on individual circumstances, risk tolerance, and broader market conditions. Senior
Portfolio Manager Brian Regan joins Chris Boyd and Jeff Perry to review if and when municipal
bonds are right for your portfolio. #bonds #municipalbonds #investing #financialplan
#diversification
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OBBB Is Law, So What’s In It? – Chris Boyd and Jeff Perry get into the weeds of the One Big
Beautiful Bill recently signed by President Trump. The episode begins with a broad overview of
the Trump agenda that was included in the OBBB, including additional funds for the military,
border security, and an extension of the tax cuts. Jeff highlights that many provisions of the
OBBB are favorable towards the low and moderate income workforce, such as reforms to taxes
on tips, overtime, families with children, and seniors. Chris and Jeff discuss the raising of the
debt ceiling and the long-term concerns of the rising national debt. #BBB #OBBB #taxcuts
#debtceiling #financialplanning #incometaxes
Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
https://register.gotowebinar.com/register/6040334700710880088
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Focus on the 2nd Half – As we enter the second half of 2025 with the stock market at record high
levels, Senior Portfolio Manager Brian Regan joins Chris Boyd and Jeff Perry for a detailed
review of the first half of the year and an outlook for the remainder of 2025. With a focus on
valuation metrics, Brian offers general commentary on the stock market as well as specific
sectors, including utilities and semiconductors. Brian also provides thoughts on the importance
of “AI” relative to the growth in corporate earnings. Chris inquires with Brian whether
international stocks are worthy of consideration. #financialplanning #geo-political #stockmarket
#utilitystocks #semiconductors #corporateearnings #stocks #internationalstocks

Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”

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For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

• Why tax planning is more than just filing—it’s about lifetime strategy
• The importance of tax diversification: tax-deferred, taxable, and tax-free accounts
• How Roth conversions, charitable giving, and gifting can be optimized
• Strategies for managing concentrated stock positions and capital gains
• How timing decisions—like when to take Social Security or sell a business—can shape your financial future

• Market performance across major indices and asset classes
• The impact of global trade negotiations and political uncertainty
• Sector trends, valuation concerns, and portfolio positioning
• Why now might be the right time to reassess your risk tolerance

The Purpose Code – Worried about your purpose? Most people are. But no one has to be Chris Boyd and Jeff Perry welcome Dr. Jordan Grumet, M.D. (see website link below) for a lively discussion about Dr. Grumet’s self-improvement book “The Purpose Code” which shows how to make your mark and how to set goals in life without falling into the anxiety traps of
conventional success principles books. Dr. Grumet shares his own compelling personal story of why he gave up practicing medicine full-time. The trio digs into a variety of topics that will benefit everyone. #purpose #meaning #financialplanning #lifecoach #happiness #anxiety
#selfhelp
https://jordangrumet.com/

Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
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For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

Climbing the Wall of Worry – In the context of the endless news cycle of significant political, economic, and geo-political events, Chris Boyd, Jeff Perry, and Russ Ball discuss what an investor should do with all the external market risks, while at the same time, we are reaching record high levels for several market indices.  Topics covered include tariffs, debt-ceiling, Iran, immigration, and the Big Beautiful Bill.  While there is some disagreement on the politics, the trio discussed the value of working with a financial advisor, especially in turbulent times.  #financialplanning #geo-political #wallofworry #stockmarket

Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”

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For more information or to reach TEAM AMR, click the following link:  https://www.wealthenhancement.com/s/advisor-teams/amr

Time to Open the Mailbag – Chris Boyd and Jeff Perry open the Mailbag and answer listener
and client questions. The episode opens with a listener question asking, I have multiple IRAs,
how many RMDs do I need to take each year? Chris and Jeff next answer what is the Rule of
25? The next topic is one based on television and radio commercials selling Home Title Lock
Insurance – Chris and Jeff explain what it is and what it is not. Finally, Chris and Jeff answer
what appears to be a simple question, but ends up not as simple as first thought – Do RMD’s
affect my Social Security?
Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
https://register.gotowebinar.com/register/6040334700710880088
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr

IRA Age Milestones – If you have an Individual Retirement Account (IRA), are you aware of
the many key age milestones? Chris Boyd and Jeff Perry take you through a chronological
timeline from childhood to your mid- seventies as they discuss twelve key ages and relatively
unknown opportunities related to your IRA that could boost your savings and reduce your
income taxes.
Click the link below to register for our upcoming webinar, “Don’t leave a digital mess.”
https://register.gotowebinar.com/register/6040334700710880088
For more information or to reach TEAM AMR, click the following link:
https://www.wealthenhancement.com/s/advisor-teams/amr